future:fit Assessment for Banks
Your Customers Benchmark You Every Day. Do You Know How You Score?
The future:fit assessment tells you exactly how your digital banking experience stacks up against competitors, where your UX and features fall short, and what your technical foundation is actually worth. Delivered as a structured, expert assessment with actionable recommendations.
AOE, trusted partner
Trusted by leading financial institutions in the DACH region
Your Competitors Set the Bar. Not Your Roadmap.
Customers do not compare you to last year's version of yourself. They compare you to the best digital experience they had last week.
Most banks lack a systematic, external view of where they actually stand. Internal roadmaps and occasional user feedback are not enough. The future:fit assessment gives you the honest picture before your next investment cycle begins.
Three modules. One clear picture
Each module can be booked individually or combined for a complete platform evaluation.
Feature Quality and UX Audit
We benchmark your web and mobile banking experience against relevant competitors, rating each feature on a structured quality scale. You receive a prioritized catalogue of recommendations and a visual comparison.
Technical Audit
We assess your full platform architecture: backend, integration layer, frontend, performance, code quality and development methodology. The result is a clear list of technical priorities including critical blockers and quick wins.
User Journey Assessment
We conduct a deep dive into selected user journeys using a heuristic review approach with a four eyes principle. Every friction point, conversion gap and design inconsistency is identified and prioritized.
"Every bank we speak to believes they're further along digitally than they actually are. That's not a criticism, it's a structural problem.
— Christian Berger, CEO / AOE FinTech
Stop guessing. Start knowing.
Grounded in the Deepest Competitive Dataset in DACH Banking
The future:fit assessment draws on a continuously updated benchmark of more than 30 banks across Germany, Austria and Switzerland. Through our partnership with Trenda, we have instant access to a feature matrix covering over 200 individual eBanking features so every assessment starts with real market data, not assumptions.
Real banks. Real results.
AOE, trusted by banks
Market potential analysis, feature benchmarking, journey ideation, core banking system evaluation.
Feature benchmarking, journey ideation, backend integration proof of concept, clickable prototype.
Feature and conversion benchmarking, UX optimisation, onboarding redesign.
Feature benchmarking, conversion optimisation, CRM and online trading conceptualisation.
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